Paycheck & Salary Calculators
Tools for making sense of what you earn: convert a wage between hourly, weekly, monthly, and annual, and estimate the self-employment tax owed on freelance or business income — with the 2026 IRS and SSA figures shown.
Paycheck Calculator
Free paycheck calculator. Estimate your 2026 take-home pay after federal income tax, Social Security, and Medicare — from an hourly wage or salary, at any pay frequency.
Salary Calculator
Free salary calculator. Convert pay between hourly, daily, weekly, biweekly, monthly, and annual — and see what an hourly wage works out to as a yearly salary.
Overtime Calculator
Free overtime calculator. Work out your time-and-a-half (or double-time) pay from your hourly rate and overtime hours, plus your total weekly and annual earnings.
Self-Employment Tax Calculator
Estimate your 2026 self-employment tax on freelance or business income — Social Security and Medicare (SECA) on 92.35% of net earnings, with the deductible half.
Gross pay is not take-home pay
The salary in your offer letter is gross pay — what you earn before anything comes out. What lands in your account is smaller, because federal income tax withholding, Social Security and Medicare (FICA, 7.65% of most wages), and often state tax and benefit premiums are subtracted first. The gap between the two numbers routinely surprises people comparing an offer to their current paycheck.
The paycheck calculator estimates that take-home figure from your pay rate, filing status, and pay frequency, so you can see the real number rather than the headline one. Knowing it makes budgeting honest and keeps a raise or a new job from looking bigger than it actually is.
Comparing offers means normalizing the pay period
A $30-an-hour job and a $58,000 salary are hard to compare until they are in the same units. Converting between hourly, weekly, monthly, and annual — and accounting for how many hours you actually work — puts two offers on equal footing. It also exposes the difference between salaried roles and hourly ones, where overtime can meaningfully change the total.
The salary calculator handles the conversion in both directions, and the overtime calculator shows what time-and-a-half adds on top. Together they answer the practical question behind any job comparison: which one actually pays more for the life you want to live?
Self-employment changes the math
When you work for yourself, no employer splits the FICA bill with you — you owe both halves, about 15.3% on net self-employment earnings, on top of income tax. That is why a freelance rate has to be higher than an equivalent salary to come out even, and why setting money aside from every invoice matters.
The self-employment tax calculator estimates what you will owe so nothing blindsides you at filing time, and because no one withholds for you, that tax is generally paid in quarterly installments. Planning for it up front is the difference between a smooth year and a spring scramble.
Guides & articles
Plain-English explainers to go with the calculators above — every figure tied to its source.
Is Your Salary Good? How to Judge an Offer by Take-Home Pay
Two people earning the same salary can take home thousands of dollars apart. Here is how to judge an offer by what actually lands in your account — and where it goes furthest.
How to Answer 'What Are Your Salary Expectations?'
The salary-expectations question feels like a trap, but a little prep turns it into an advantage. Here is how to research your range, give a number, and avoid anchoring low.
Salary Negotiation: How Much More Can You Realistically Ask For?
Most people accept the first number. A short, well-researched counter usually adds several thousand dollars — and because raises compound, that gap follows you for years.