How to Answer 'What Are Your Salary Expectations?'
A simple framework for the salary-expectations question — how to research a range, give a number without underselling yourself, and defer when it’s too early.
The short version
- Research a market range for the role before you ever name a number.
- Give a range, not a single figure — and put your target near the bottom of it.
- It’s fine to defer early: “I’d like to learn more about the role first.”
- Know your take-home floor so any number you give still works for your life.
Few interview questions cause as much anxiety as "What are your salary expectations?" Answer too high and you might price yourself out; too low and you anchor the entire negotiation beneath your worth. The good news: a little preparation turns the question from a trap into a chance to set the range in your favor.
Step 1: Research the market range first
Never answer from your gut. Before any conversation, pin down what the role pays for your experience and location. Start with public wage data from the Bureau of Labor Statistics, then narrow it with role-specific salary guides. You want a realistic band — a low end, a midpoint, and a high end — not a single wish.
Step 2: Give a range, not a point
When you do name a number, give a range with your actual target near the bottom of it — for example, if you want $95,000, say "$95,000 to $110,000." Employers tend to gravitate to the low end, so anchoring your target there protects you. Keep the range tight (about 15–20%) and grounded in your research so it reads as informed, not arbitrary.
Step 3: It’s okay to defer — early
If the question comes up before you understand the role, it is completely reasonable to defer: "I’d like to learn more about the responsibilities first, but based on my research the range for this role looks like X to Y — does that align with your budget?" That answer signals preparation, keeps you from anchoring blind, and flips the question back to them.
On applications with a required field
If an online form forces a single number, enter your target from the top third of your researched range, or use a round figure and clarify "negotiable" if the field allows. Avoid entering "$0" or a placeholder — it can filter you out.
Step 4: Know your take-home floor
A number only means something once you know what you keep. Convert any figure to its take-home equivalent so you know the real floor you can accept — the same gross salary nets very differently across states and filing situations.
And if you’re comparing an hourly contract rate against a salaried offer, put them on the same annual basis before you respond.
Put it together
Research the range, give a range with your target at the bottom, defer politely if it’s early, and make sure any number still clears your take-home floor. One more edge: candidates who look like an obvious fit have more room to name a higher number — a resume tuned to the role and to applicant-tracking systems is what earns that credibility.
Sources
This article is for general education and is not financial, tax, or legal advice. Figures reflect published 2026 IRS and SSA amounts as of the date above; verify current limits with the linked sources or a qualified professional before acting.
About the author
David Miles is the founder of FigureMoney and builds independent, source-backed personal-finance tools across the Modern Site Builders network. Every calculator and guide cites the IRS, SSA, or primary research behind its numbers.
Calculators in this guide
Salary Calculator
Free salary calculator. Convert pay between hourly, daily, weekly, biweekly, monthly, and annual — and see what an hourly wage works out to as a yearly salary.
Paycheck Calculator
Free paycheck calculator. Estimate your 2026 take-home pay after federal income tax, Social Security, and Medicare — from an hourly wage or salary, at any pay frequency.
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